Introducing Horizon

Cashflow modelsyour clients will actually look at.

Horizon is a modern cashflow modelling software for UK financial advisors. Build an accurate, rich model in minutes - and share it with your client in a way that makes an impression.

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Lifetime cashflow

Real termsAfter taxHousehold
Age 50Age 60Age 70Age 85
Base plan Lower returns (stress test)

Illustrative example. Forecasts are not a reliable indicator of future performance. Projections depend on the assumptions used.

From the first draftto the client's 'aha' moment.

01

Create

Get the first version built for you in minutes by AI, then edit everything until it's just right.

Financial model

Richard & Asha retirement

Draft built

Net worth

Real / post-tax
SeriesISA, pension, GIA, home
AssumptionsInflation, growth, retirement age
Stress testsLower returns, higher withdrawals
02

Share a link

Send the plan as an interactive link with views, scenarios and your notes attached.

horizon.meetwarren.co.uk/p/richard-ashaLive

Client view

Clean read-only model with scenarios

Shared

Base plan

On track

Lower returns

Review

Retire at 60

Possible

Gift to family

IHT view

RAJT
03

Explore together

Let clients play around with the model themselves, and interact directly with you via inline comments.

Questions

3 open
A

Asha

Scenario

Can we see what happens if we retire two years earlier?

R

Richard

IHT

Is the gift allowance already included in this view?

Reply attached to chart

Powerful and blazing fastfinancial modelling engine.

Flexible model structure

Series, events, assumptions, taxes and ages in one editable model.

Real and nominal views

Move between today's money and future money without rebuilding the plan.

Pre and post-tax

Switch projections before or after tax without changing the plan.

Household planning

Model couples and families together with individual ages and shared assets.

Current UK tax rules

Income tax, NI, CGT, dividends, ISA and pension allowances built in.

Inheritance tax simulator

Model estate value, allowances, spousal exemption and gift tapering.

Retirment spending analysis

Solve for the highest withdrawal level that lasts through the horizon.

Funds-last-until analysis

Calculate when a retirement pot depletes under the chosen assumptions.

Stress test market conditions

Run market-fall, lower-return and higher-withdrawal variants from the base plan.

Contribution solver

Find the required contribution to reach a target value by a date or age.

Plan assertions

Flag sustainability, depletion and foreseeable-harm checks during the run.

Scenario diffing

Compare base and variant models across the same output structure.

Built for the client, the advisorand the compliance officer.

Have a feature request? Let's have a call

Assumptions you control and can explain
Pure maths with no AI
Input sensibility checks
Stress testing built-in as standard

Meet Warren is not authorised or regulated by the Financial Conduct Authority. Horizon is a planning and modelling tool for use by regulated financial advisors. It provides projections and scenarios to support advice and does not itself provide financial advice or recommendations.