Introducing HorizonHorizon helps UK financial advisors turn prospective client meetings into compelling planning conversations. Build forward-looking models, uncover valuable opportunities and show what expert advice could change - before they become a client.
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Modelling software takes inputs and presents a projection. Horizon works alongside you as a planning copilot - building the model, stress-testing the possibilities and helping shape the advice strategy before the meeting.
Pressure-test the plan before you put it in front of the prospect
Uncover tax, pension and IHT opportunities worth exploring
Surface planning insights from the prospect's data
What are the strongest planning opportunities to explore with John and Sophie?
I’d quantify the net exit proceeds, stage the transition from concentrated business wealth and test whether retaining the BTL improves risk-adjusted outcomes.
I can compare delayed and lower exits, an immediate post-sale market shock and a BTL sale before the meeting.
How Horizon works
Upload the fact find, meeting notes and files you already have. Horizon extracts the important details, so neither you nor the prospect has another form to complete.
Upload the fact find and meeting notes. I’ll build the model from them.
Horizon turns that information into a complete, editable cash-flow model in minutes. Assumptions, inflation and taxes included.
2032 · John age 52
Events
Review the planning opportunities Horizon has surfaced, get tailored recommendations to shape a more valuable prospect conversation.
John & Sophie business exit
Base planAdvice opportunities
Questions worth asking
Make the opportunity tangible in a polished presentation built for the meeting. Compare the prospect's current path with what thoughtful planning could change.
John & Sophie business exit
Exit at 52Series, events, assumptions, taxes and ages in one editable model.
Move between today's money and future money without rebuilding the plan.
Switch projections before or after tax without changing the plan.
Model couples and families together with individual ages and shared assets.
Income tax, NI, CGT, dividends, ISA and pension allowances built in.
Model estate value, allowances, spousal exemption and gift tapering.
Solve for the highest withdrawal level that lasts through the horizon.
Calculate when a retirement pot depletes under the chosen assumptions.
Run market-fall, lower-return and higher-withdrawal variants from the base plan.
Find the required contribution to reach a target value by a date or age.
Flag sustainability, depletion and foreseeable-harm checks during the run.
Easily show the differences between scenario settings (e.g., investment return %) and the resulting outcomes.
WHY USE HORIZON
HorizonDrop in the data, AI builds and edits the model, no manual work required
Interactive web experience, client can ask AI to explain the numbers
Clients explore scenarios, chat to AI and leave inline comments for adviser
Fast, uncluttered cashflow modelling focused on client's 'aha' moment
Monthly no-commitment subscriptions, no lock-in, no separate client licenses
Build manually, import data or ask the client to do the work
Multi-page PDF report or clunky portal
Separate licenses to enable client collaboration
Tons of settings, need a manual to understand how everything works
Enterprise pricing, client licenses and annual contracts
FE CashCalcComplete the fact-find and build manually
Outdated online portal, minimal explainability or client self-service
Designed around adviser-led presentations and reports
Bundled in with many calculators and other adviser tools
Must be bought with other products and only works well when integrated
HorizonAdviser experience
Drop in the data, AI builds and edits the model, no manual work required
Client experience
Interactive web experience, client can ask AI to explain the numbers
Collaboration
Clients explore scenarios, chat to AI and leave inline comments for adviser
Product focus
Fast, uncluttered cashflow modelling focused on client's 'aha' moment
Access
Monthly no-commitment subscriptions, no lock-in, no separate client licenses
Adviser experience
Build manually, import data or ask the client to do the work
Client experience
Multi-page PDF report or clunky portal
Collaboration
Separate licenses to enable client collaboration
Product focus
Tons of settings, need a manual to understand how everything works
Access
Enterprise pricing, client licenses and annual contracts
FE CashCalcAdviser experience
Complete the fact-find and build manually
Client experience
Outdated online portal, minimal explainability or client self-service
Collaboration
Designed around adviser-led presentations and reports
Product focus
Bundled in with many calculators and other adviser tools
Access
Must be bought with other products and only works well when integrated
Have a feature request? Let's have a call
Meet Warren is not authorised or regulated by the Financial Conduct Authority. Horizon is a planning and modelling tool for use by regulated financial advisors. It provides projections and scenarios to support advice and does not itself provide financial advice or recommendations.