Anyone who wants a clearer picture of their finances without spending hours building one themselves. We've had great feedback from people just starting out all the way through to late-career professionals. If you want clarity and organisation around your money, Warren is built for you.

You choose how much or how little to share. The more accurate your information, the more relevant your scenarios will be. Warren never requires you to connect accounts.

No. Warren does not require any account connections. You decide what to share in conversations with Warren.

Your data is stored securely using industry-standard encryption and safety practices. We keep your information private and do not share it with third parties.

No. Warren is designed to be simple and conversational, turning the information you share into clear, visual scenarios.

Projections are estimates based on your inputs and assumptions. They are not predictions or guarantees and may change as your circumstances evolve.

Yes. You can update your details or assumptions at any time. Warren refreshes your projections based on the new information you provide.

Not at all. Warren asks the questions in plain English and works out what's relevant as you go. If you don't understand something, just ask. Building financial literacy along the way is part of what Warren is designed for.

Yes. Warren is available 24/7 via chat or voice to explain concepts and help you think through decisions - without telling you what to do. We built Warren to address financial literacy at the source, not to automate decisions you should own yourself.

It is free to create a Lite financial plan with a tailored financial model, visualisations and top tips. Pro adds more powerful modelling capabilities, file uploads, and unlimited conversations with Warren.

Because context matters. Warren draws from over 7,700 UK financial regulation facts sourced directly from gov.uk. It’s well-documented that generic AI tools can miss or misrepresent UK-specific rules. We'd rather build something excellent for one market than something average for everyone.

No. Warren is a series of AI agents for research, modelling, communication, and more, with a persistent memory that gets sharper the more you use it. The conversational interface is the entry point; the dashboard, scenario models, goal tracking, and weekly briefings are the product. Warren prompts you - not the other way around.

ChatGPT's output is only as good as the prompt it's given. Warren actively prompts you. It retains your full financial context, draws from a curated UK knowledge base, and builds a persistent overview - so every conversation is informed by your actual situation, not just your latest question.

No. Budgeting apps track where your money went. Warren focuses on where your money is taking you - with scenario modelling, goal tracking, and long-term projections that update as your life changes. Less spending tracker, more financial planning workspace.

No. A spreadsheet holds numbers; Warren actively works with them. Warren talks to you, thinks ahead, monitors the news, prompts you when things need updating, and grows with you as your life changes. Your spreadsheet just waits for you to come back to it.

The human brain. (Yes, seriously). We know financial planning matters - and so do you. The real challenge isn't convincing people Warren is valuable; it's helping them take the first step they've been putting off. Every part of Warren is built to lower that barrier: less friction, more clarity, and a product that makes good financial habits feel easy to build and keep.

We do not change Warren responses based on any commercial interest of the company. Like any AI system, however, Warren has limitations. Warren does not provide financial advice or recommendations, it is always a good idea to seek professional financial advice.

No. Warren provides information, modelling and scenarios to help you explore your financial future. It does not offer financial advice, assess suitability or recommend products.

No. Warren is a planning tool. If you need personalised financial advice, regulated advisers can provide guidance tailored to your situation.

You can request deletion of your data at any time. It will be removed securely from our systems.