It's time to talk about your money.

Warren is an AI platform that helps you prepare for life’s big milestones and supports you in managing your long-term finances.

Backed by Founders Factory

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An interactive way to create a long-term financial plan, visualise your goals and answer what-if questions.

TOOLS TO HELP YOU PLAN YOUR MONEY, YOUR WAY

Understand how different decisions could affect your finances.

Goal planning

Goal planning.

Talk through long-term scenarios with Warren and explore scenarios that show how different choices might affect your future. You stay in control of your plan and can adjust it at any time.
Financial check-ins

Financial check-ins.

Warren can highlight significant changes in the information you provide about your finances, helping you decide whether you want to explore these further.
What-if scenarios

What-if scenarios.

Use Warren to test what-if questions and compare different paths, from savings decisions to major life events, so you can see how your choices might shape your financial future.
Visual projections

Visual projections.

Warren turns the information you share into clear, visual projections that help you understand how your finances might evolve under different assumptions.
Household planning

Household planning.

Combine your information with a partner's to explore joint scenarios and understand how different decisions could affect your shared financial future.
Flexible updates

Flexible updates.

Revisit your plan whenever things change. Update your details or assumptions and Warren will refresh your projections so you can explore how new circumstances may affect your outlook.

HOW IT WORKS

Your money, your voice

In a short voice conversation, you talk through your situation, goals and questions. Warren organises this into a structured view with projections, scenarios and tips you can edit anytime.

Initial consultation.

Start with a short voice conversation. Warren asks about your situation and goals, helping you organise the information you choose to share.
Initial consultation

"That was the most open conversation about money I’ve had in years!"

Tim, 42, London

Get your plan.

Warren turns what you share into structured projections and what-if scenarios, helping you see how different choices could shape your financial future.
Get your plan

"Seeing everything laid out in one place, saved me so much time."

Sam, 28, Birmingham

Adjust as you go.

As your circumstances change, you can add new information or update your assumptions. Explore how your financial future might look under different scenarios.
Adjust as you go

"Editing my plan in a simple conversation was a game-changer."

Callum, 28, Liverpool

See how others plan with Warren.

How can Warren help you?

Warren helped me see all my pension information in one place and explore how different choices might affect my retirement outlook.

Sarah 35, Manchester

Pension Planning

As a first-time investor, I found it really helpful to model different contribution levels and timelines before deciding what worked for me.

James 28, Edinburgh

Investment Options

Planning for our children's education felt overwhelming, but using Warren to compare different savings scenarios made everything clearer.

Emma 42, London

Family Planning

Warren helped me get a clearer view of my financial picture and understand the types of questions I might want to explore further.

David 51, Birmingham

Estate Planning

Using Warren's projections helped me estimate how different mortgage costs could fit into my budget based on the information I provided.

Lucy 38, Bristol

Mortgage Advice

I've tried other financial tools, but Warren's ability to build on our past conversations makes it feel genuinely useful for organising my thinking. It remembers our conversations and builds on them.

Michael 45, Leeds

Financial goals

My partner and I used Warren to explore different scenarios for our future, from household budgeting to planning for a family. It helped us understand how various choices might play out.

Sophie 31, Liverpool

Family Planning

As a self-employed person, I used Warren to organise income and financial information, to explore different scenarios. It helped me make sense of things that usually feel overwhelming.

Tom 36, Newcastle

Self Employed

Warren helped me think more clearly about my investing goals by showing how different choices could play out over time.

Rachel 29, Cardiff

Investing Goals

I've always had the ambition to retire early. Warren's modelling helped me see where I currently stand and how different assumptions might change my timeline.

Oliver 48, Glasgow

Retirement Planning

WARREN'S PURPOSE

Get to know Warren

Warren brings the information you share into one clear, structured view. You can explore where you might be heading under different assumptions and decide your next step.

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WHY USE WARREN

How Warren compares

How it works

Warren
tickAI voice chats with memory + scenarios
ChatGPT
crossGeneric chat responses with no memory
Do It YourselfDo It Yourself
crossMultiple budget apps, spreadsheets and written notes

Insight

Warren
tickVisual, input-based modelling
ChatGPT
crossGeneric tips
Do It YourselfDo It Yourself
crossTons of information to digest and filter from multiple websites

Speed

Warren
tick~10-minute set-up conversation
ChatGPT
crossInstant but generic replies
Do It YourselfDo It Yourself
crossTime consuming to setup and keep up to date

Access

Warren
tick24/7, speak to Warren or update your inputs any time
ChatGPT
crossNo memory, no continuity
Do It YourselfDo It Yourself
crossNeed to learn a lot about financial planning just to get started

Cost

Warren
tickFree Essential plan
ChatGPT
crossUsually free
Do It YourselfDo It Yourself
crossHow much is your time worth?

FREQUENTLY ASKED QUESTIONS

Everything you need to know

How is my data stored and secured?

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Your data is stored securely using industry-standard encryption and safety practices. We keep your information private and do not share it with third parties.

How much does it cost to use Warren?

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It’s currently free to create an essential plan. Your data stays private, and you remain in control of what you share.

What financial information do I need to give Warren?

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You choose how much or how little to share. The more accurate your information, the more relevant your scenarios will be. Warren never requires you to connect accounts.

Can I change my plan after it’s generated?

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Yes. You can update your details or assumptions at any time. Warren refreshes your projections based on the new information you provide.

Is Warren bias-free?

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We do not change Warren responses based on any commercial interest of the company. Like any AI system, however, Warren has limitations. Warren does not provide financial advice or recommendations, it is always a good idea to seek professional financial advice.

Does Warren give financial advice?

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No. Warren provides information, modelling and scenarios to help you explore your financial future. It does not offer financial advice, assess suitability or recommend products.

Do I need financial knowledge to use Warren?

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No. Warren is designed to be simple and conversational, turning the information you share into clear, visual scenarios.

Who is Warren designed for?

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Warren is designed for people planning their finances in the UK who want an easier way to understand their long-term financial situation.

How accurate are the projections?

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Projections are estimates based on your inputs and assumptions. They are not predictions or guarantees and may change as your circumstances evolve.

Does Warren replace a financial adviser?

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No. Warren is a planning tool. If you need personalised financial advice, regulated advisers can provide guidance tailored to your situation.

Do I need to connect my bank accounts?

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No. Warren does not require any account connections. You decide what to share in conversations with Warren.

What happens to my data if I stop using Warren?

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You can request deletion of your data at any time. It will be removed securely from our systems.